Products and Programs

MBAKS members gain exclusive access to money-saving programs and trusted benefits designed to strengthen your business and your team.

Get Lower Premiums With MBA Health Insurance Trust

For more than 35 years, the MBA Health Insurance Trust has been helping local builders, contractors, and their employees save money and gain peace of mind. By pooling together thousands of participating members, we are able to offer significant savings and custom benefits.

Informed, objective guidance: Get support choosing the best insurance options for companies of all sizes.
Knowledgeable staff support: Our team helps you navigate the complexities of the health care system.
Comprehensive options: Choose from over 50 medical plans plus dental, vision, and life insurance coverage.
Extensive provider access: Connect with the state’s leading insurance providers and major hospitals.
Cost savings: Most members save 10–15% compared to the open market.

Explore Plans ➔

GRIP: A Better Handle on Workers’ Comp

Our Group Retro program helps reduce your workers’ compensation costs while strengthening workplace safety. Since 2010, GRIP has focused on keeping upfront expenses low and net refunds high, all while providing exceptional safety support and claims-management resources.

L&I refunds: GRIP participants have earned $214 million in refunds since 2012.
Wage reimbursement: Receive up to $35,000 for modified duty work through SAW + GRIP incentives.
Claims management: Our upfront, proactive approach guides claims efficiently and effectively to closure.
Safety solutions: Jobsite visits, gap analysis, and citation support help reduce workplace injuries.
Lower L&I premiums: GRIP participants pay $7 million less than the base rate.
Return-to-Work programs: Helping employees safely return to work—faster.

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